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Worker's Comp & Disability


Worker's Compensation & Disability

   

        

How can Human Hoist help your company with Worker's Comp Claims & Disability?

Everyone knows that being proactive when it comes to the safety of your employees is extremely important...however, unfortunately most companies are the opposite, reactive and measures are neglected until there is a reason to do so.  This is where Human Hoist can help your organization be proactive when it comes to worker's comp & disability claims! 

There are two types of cost for worker's compensation expenses

 

Direct & Indirect Costs 

Studies and reports provided by the United States Department of Labor and the Occupational Safety and Health Administration (OSHA) state, in addition to their social costs, workplace injuries and illnesses have a major impact on an employer's bottom line. It has been estimated that employers pay almost $1 billion per week for direct worker's compensation costs alone! And up to 5 times that amount for indirect costs associated with worker's compensation!

 

Direct Costs

 Direct costs include workers' compensation payments, medical expenses, and costs for legal services              

 

Indirect Costs 

Examples of indirect costs include hiring/training replacement employees, accident investigations, implementation of corrective measures, lost productivity, repairs of damaged equipment and property, costs associated with lower employee morale, increased absenteeism, lost revenue, increased healthcare costs, disability, worker's comp costs, and presenteeism

 

What is Presenteeism? 

In case you're unfamiliar with the term, presenteeism was coined to define the practice of workers reporting to work when ill, overly fatigued, or for other reasons not operating to their usual level of productivity.    

 

 How does this adversely affect your business...

In fact, according to the Center for Disease Control & Prevention (CDC), productivity losses linked to absenteeism cost employers $225.8 BILLION dollars anually in the United States, or $1,685 per employee.  But as high as those numbers are, presenteeism may be a greater expense for businesses. Workers who are present but not working up to capacity due to illness or other health factors cost US businesses billions of dollars more every year.  A survey by Virgin Pulse Global Challenge, shows employees in their study averaged 4 sick days a year, but indicated that the time they lost while on the job (ie, being present by not working productively) added up to a staggering 57.5 days per year per employee!  See how Human Hoist can help your organization!

 

 

Disability Banner

The number of U.S. workers experiencing a long-term disability continues to grow at an alarming rate. In 2005, 2.4 million people filed disability claims with Social Security. The latest U.S. Census estimated there are over 30 million disabled Americans between ages 21 and 64. 

Human Hoist was designed specifically to not only help prevent individuals from sustaining work-related injuries but also to assist an individual that is disabled to be able to return to work who otherwise may not have been able to or return to work sooner!

 

Interesting Facts About Disability

  • An illness or accident will keep 1 in 5 workers out of work for at least a year before the age of 65
  • One in 7 workers can expect to be disabled for five years or more before retirement
  • The average long-term disability absence lasts 2.5 years
  • Over 51 million Americans are classified as disabled, representing 18 percent of the population
  • In the U.S., a disabling injury occurs every 1 second, a fatal injury occurs every 4 minutes
  • Three in 10 workers entering the work force today will become disabled before retiring
  • Over 6.8 million workers are receiving Social Security Disability benefits, almost half are under age 50
  • While many people think that disabilities are typically caused by freak accidents, the majority of long-term absences are due to back injuries and illnesses, such as cancer and heart disease
  • According to the Centers for Disease Control and Prevention, arthritis and back pain are main causes of disabilities
  • In the last 10 minutes, 498 Americans became disabled

 

So the question remains...what is causing so many US work-related injuries and disabilities?

 A study by the Center for Disease and Control and The National Institute for Occupational Safety & Health reports that job stress is one of the leading causes for increased decline of worker's health which in turn results in increased injuries resulting in increased worker's comp & disability claims! 

Just what exactly is job stress- job stress can be defined as the harmful physical and emotional responses that occur when the requirements of the job do not match the capabilities, resources, or needs of the worker.  Scientific evidence suggests that certain working conditions are stressful to most people, with 40% of worker's report their job is very or extremely stressful, 26% of worker's report they are often or very often burned out and stressed by their work, and 29% of worker's report they feel quite a bit or extremely stressed at work.  In short, the stage is set for illness, injury, and job failure.

  • One-fourth of employees view their jobs as the number one stressor in their lives
  • Three-fourths of employees believe the worker has more on-the-job stress than a generation ago
  • Problems at work are more strongly associated with health complaints than are any other life stressor-more so than even financial problems or family problems.

 Job Stress and Health

Stress sets off an alarm in the brain, which responds by preparing the body for defensive action. The nervous system is aroused and hormones are released to sharpen the senses, quicken the pulse, deepen respiration, and tense the muscles. This response (sometimes called the fight or flight response) is important because it helps us defend against threatening situations. The response is preprogrammed biologically. Everyone responds in much the same way, regardless of whether the stressful situation is at work or home.  Short-lived or infrequent episodes of stress pose little risk. But when stressful situations go unresolved, the body is kept in a constant state of activation, which increases the rate of wear and tear to biological systems. Ultimately, fatigue or damage results, and the ability of the body to repair and defend itself can become seriously compromised. As a result, the risk of injury or disease escalates.  Nonetheless, evidence is rapidly accumulating to suggest that stress plays an important role in several types of chronic health problems-especially cardiovascular disease, musculoskeletal disorders, and psychological disorders.

Musculoskeletal Disorders
On the basis of research by NIOSH and many other organizations, it is widely believed that job stress increases the risk for development of back and upper- extremity musculoskeletal disorders.

Workplace Injury
Although more study is needed, there is a growing concern that stressful working conditions interfere with safe work practices and set the stage for injuries at work.  According to data from the Bureau of Labor Statistics, workers who must take time off work because of stress, anxiety, or a related disorder will be off the job for about 20 days.

 How can Human Hoist help alleviate job stress

The Human Hoist Power Shop Chair is uniquely designed for lifting and supporting the human body for work.  By utilizing it's personal positioning technology it can and does help to alleviate stressors on the job that result in multiple various health problems.  Your employees are your most valuable asset!

Call Human Hoist today to see how our innovative, ergonomically designed, one-of-a-kind product can help bring an end to work-related injuries!

 

989-843-8020